Safeguarding real estate properties with strong wills during coronavirus period

Shielding assets with solid wills during coronavirus period? Assuming you need a 20 percent down payment. The long-held belief that you must put 20 percent down payment is a myth. While a 20 percent down payment does help you avoid paying private mortgage insurance, many buyers today don’t want (or can’t) put down that much money. In fact, the median down payment on a home is 13 percent, according to the National Association of Realtors. How this affects you: Delaying your home purchase to save up 20 percent could take years, and you could limit cash flow that could be put to better use maximizing your retirement savings, adding to your emergency fund or paying down high-interest debt. What to do instead: Consider other mortgage options. You can put as little as 3 percent down for a conventional mortgage (note: you’ll pay mortgage insurance). Some government-insured loans require 3.5 percent down or zero down, in some cases. Plus, check with your local or state housing programs to see if you qualify for housing assistance programs designed for first-time buyers.

You want to be able to distinguish your house from other homes for sale on the market and one way to do so is to throw in a few freebies. This can be done by leaving behind some of your personal property that is valued above and beyond what the average home buyer in your home’s price range would typically not be able to afford. These items can range from a big screen smart TV to high-quality stainless steel kitchen appliances. If you live near a lake or a golf course, you may want to throw in a fishing motorboat or a golf cart.

Regardless of the means of meeting with clients for consultations or for signing of wills and powers of attorney, the underlying factors to ensure properly and professional prepared materials remain in place. All requirements to ensure capacity to make or revoke a will or a power of attorney remain. The need to be ever vigilant to ensure that there is no undue influence being exerted against the person making the will or power of attorney remains and is even more important for clients who are vulnerable and isolated due to self-isolation during the COVID-19 period. When the only contact is by way of a video call with the client, the need to ensure that only the client is in the room is even greater than during a face to face meeting, particularly when the client is not technically savvy and someone else has had to set up the call initially. See additional details on coronavirus article.

However, the advice remains that wherever possible, Wills and Codicils should continue to be executed in the conventional way, ie with two independent witnesses present in person with the will-maker. It is acceptable for this to be done with the parties a short distance from each other, whether outside or in adjacent rooms, or through a window or open door of a house or vehicle. Wills and Codicils can be validly executed within existing law as long as all parties have a ‘clear line of sight’ of each other throughout the signing process.

Pay Yourself First: This personal finance tip is another common one that can have a huge impact on your finances. When you pay yourself first, you’re investing in your financial future; you’re investing in future you, and future you will thank present you for doing so. So, why not just pay yourself at the end of the month? That’s a lot easier, right? Well, the reason why paying yourself first works so well is that once that money is sent to a savings account, you’re a lot less likely to spend it. If you wait until the end of the month to pay yourself, you might not have any money left! Future you will be very sad with no money. Make future you happy by investing in yourself! PS. The best way to pay yourself first is to do it automatically. Set up an auto-deposit with WealthSimple and you’ll never have to think about saving money again – it will just happen.

Examples include retail tenants requesting payment holidays from their landlords (landlords being the borrowers under loan agreements) which has in turn triggered potential breaches with respect to interest cover ratio covenants. Lenders and borrowers are generally seeking to stabilize their lending arrangements. At the start of the COVID-19 pandemic we saw a large number of enquiries as to whether a material adverse effect (MAE) under a loan agreement could be invoked to refuse funding or in some cases to call an event of default. Read additional information on https://techbullion.com/wills-and-covid-19-safeguarding-your-assets-during-a-global-pandemic/.

Stuart Rubin’s real estate development tips

Stuart Rubin’s real estate development tips? Assuming you need a 20 percent down payment. The long-held belief that you must put 20 percent down payment is a myth. While a 20 percent down payment does help you avoid paying private mortgage insurance, many buyers today don’t want (or can’t) put down that much money. In fact, the median down payment on a home is 13 percent, according to the National Association of Realtors. How this affects you: Delaying your home purchase to save up 20 percent could take years, and you could limit cash flow that could be put to better use maximizing your retirement savings, adding to your emergency fund or paying down high-interest debt. What to do instead: Consider other mortgage options. You can put as little as 3 percent down for a conventional mortgage (note: you’ll pay mortgage insurance). Some government-insured loans require 3.5 percent down or zero down, in some cases. Plus, check with your local or state housing programs to see if you qualify for housing assistance programs designed for first-time buyers.

Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it.

In contrast, the monthly PITI in the 50 most populous U.S. metro areas averaged just $1,434. That makes home buying a sport reserved for the affluent in those 25 most expensive metro areas. And that’s despite the fact that those metro areas include more than just pricey downtown neighborhoods. They include entire cities and extend into more affordable nearby communities, some suburban. To afford those PITIs of $1,430 to $5,946, you needed annual income ranging from $85,173 to $254,836. That’s a lot more than the $61,454 income you needed to afford a home in the 50 most populous U.S. metro areas. Those metro areas’ PITIs average $1,434.

Stuart Rubin info: Stuart Rubin is a managing director in Deloitte’s Assurance and Internal Audit practice, with 20 years of experience in public accounting, Internal Audit, and IT consulting. He focuses on assisting organizations in the Consumer, Fintech, and Services industries in implementing, assessing, monitoring, and enhancing their systems of control. He is the National leader for Deloitte’s Controls Advisory practice, incorporating emerging technologies like RPA, cognitive, and analytic visualizations to deploy scalable, tech-enabled, automated controls and compliance solutions that deliver meaningful business outcomes, generate higher ROI and lower Total Cost of Compliance (TCC) when compared to traditional control design, monitoring, and testing.

He is the National leader for Deloitte’s Controls Advisory practice, incorporating emerging technologies like RPA, cognitive, and analytic visualizations to deploy scalable, tech-enabled, automated controls and compliance solutions that deliver meaningful business outcomes, generate higher ROI and lower Total Cost of Compliance (TCC) when compared to traditional control design, monitoring, and testing.

Stuart Rubin, can very well be dubbed a real estate expert. He enjoys his work, and his interest in real estate development is the secret to his success. The bank was publically traded, and all shareholders were proud of the disposition and the financial solvency of the bank at the time of the sale. Mr. Rubin has served on the board of Hebrew Union College, Vista Del Mar, and the L+R Group of Companies. Discover additional info on Stuart Rubin.

Real estate photography professionals in Ottawa

Real estate photography professionals in Ottawa? What Are Virtual House Tours? Over the past few years, virtual reality (VR) has taken the world by storm. This new technology allows businesses to give customers a glimpse into their products and services. Why spend hours trying to convince buyers when you can offer a virtual tour? Today, most industries use virtual reality to a certain extent. For instance, hospitals train medical students in surgery with the help of this technology. Dentists use VR headsets to keep patients distracted during treatment.

Virtual tours can feel like a time-consuming and expensive real estate marketing option, but you can incorporate them into a range of materials, including marketing emails and open-house notifications. It’s also worth remembering that virtual tours are not limited to strict realism. They also provide an innovative solution to agents representing properties that are not yet ready for move-in, including new and renovated buildings. A virtual tour allows you to show prospective buyers a finished, furnished interior – making it that much easier for them to picture themselves inside.

Using 3D virtual tours engages your audience and allows remote decision makers or international buyers view your properties from anywhere, anytime. Better Qualify Prospects: Attract more qualified prospects by giving viewers the most complete representation of your property which cuts down unnecessary site visits. Faster Deal Cycle: Present the complete information about a property in an immersive, online format that shortens your deal cycle by providing prospects everything they need to close. Read more details at real estate photography Ottawa.

Through virtual tours, buyers will not need to visit several properties before finding a suitable one. They can simply explore through the houses using virtual tours. Buyers will only decide to visit places that they feel is properly built and organized according to their requirements. On real estate websites, realtors usually provide several pictures of the house. But it is not enough to create a visual image on how the house actually looks. If you include virtual tours, buyers will develop a genuine interest in properties. They will feel like they are actually taking a tour of the property and will be able to realize if this is what they are looking for.

Matty is an infrared 3D scanner and HDR system. It’s our main imaging device creating Matterport 3D Tours and Spaces in Ottawa. We understand each business is different and take a holistic approach to identify and address how 3D can positively effect organization workflows and capabilities. Our customer success program ensures our clients are fully aware of the product capacities and can be trained to take full-advantage of the 3D assets to drive the bottom line, save money or time. Find extra info at https://www.point3d.ca/.

Lynnwood property management company by NorthFieldProperties

Top property management firm in Everett? Our property management team has the local experience and expertise to get the most out of your rental investment. We offer cost effective services designed to increase the return on your investment. With no hidden fees, and prices tailored to your properties, you always know what you are paying for. With our help, you can keep your rentals full, your properties in good working order and your tenants happy. It is a win-win situation for everyone. We do our best to operate with integrity, and to improve the rental experience for both property owners and tenants. A lot of property management companies are cutting corners on screening Tenants…Not US!! If you would like to learn more about how we can help with your rental properties, We Focus on serving Snohomish and King county.

Once you select a lender, you should speak with a loan officer as quickly as possible. At this point, there is one thing you should know. Pre-qualifying means absolutely nothing. All pre-qualifying does is determine the amount of the loan you could qualify for based on factors such as your credit, salary, etc. It does not guarantee that a lender will actually loan you the money. It’s more important to get PRE-APPROVED. Pre-approval means that your application has been submitted to a lender who is willing to extend you a specific loan amount, pending a property and appraisal. Being pre-approved lets you know that you won’t be denied for a loan, and it also provides you with leverage to negotiate the purchase price of a home with the seller.

Sadly, to some leasing consultants, customers are no longer human beings. They are targets. They are a commodity and exist to do something for them—fill their bank account. The flip side of the coin is that eventually they become nothing more than a number to the customer, and the entire business feels the negative impact. “I design for real people. I think of our customers all the time. There is no virtue whatsoever in creating clothing or accessories that are not practical.” Giorgio Armani. The greatest leasing consultants in the world are different because they seek to understand the customer’s wants, needs, and goals. They truly believe their product and service will help the customer. Solving the customer’s problem becomes their #1 priority. The entire business feels the positive impact of their unselfish goals. Find more information at Property Management Everett.

Can Northfield Property Management help me find and keep good tenants? We can accomplish this by a complete credit report on each of our adult applicants, a complete verification of their rental history from past landlords, a verification of their employment, an eviction search and a criminal search. “Bad” tenants will typically target owner-managed rentals because they can’t pass the application process with property managers. They know that when a property is for rent by owner, the rent is likely to be less and there will be less scrutiny of their financial situation. Because bad tenants can’t be evicted without notice and an eviction can take months and cost you money, we will verify references and do whatever possible to avoid potential bad tenants and associated eviction problems.

Our objective is to be the best service at a good price throughout King and Snohomish Counties. Don’t worry, we don’t “dabble” in property management. Property management is what we are experts in and what we have always done. Sure, we are a full-service brokerage that can help you buy or sell your houses as well, but if you are looking to have your investment property taken care of by experts – you came to the right place. All our property managers strive to exceed expectations! We find and place quality tenants! Property Manager Joanna is available for a free consult. Read even more info at https://www.northfieldproperties.info/.

Furnished apartments for rent in Dubai

Rent flat in Dubai? Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.

Dubai’s excellent museum is housed in the Al-Fahidi Fort, built in 1787 to defend Dubai Creek. The fort’s walls are built out of traditional coral-blocks and held together with lime. The upper floor is supported by wooden poles, and the ceiling is constructed from palm fronds, mud, and plaster. In its history, the fort has served as a residence for the ruling family, a seat of government, garrison, and prison. Restored in 1971 (and again extensively in 1995), it is now the city’s premier museum. The entrance has a fascinating exhibition of old maps of the Emirates and Dubai, showing the mammoth expansion that hit the region after the oil boom. The courtyard is home to several traditional boats and a palm-leaf house with an Emirati wind-tower. The right-hand hall features weaponry, and the left-hand hall showcases Emirati musical instruments. Below the ground floor are display halls with exhibits and dioramas covering various aspects of traditional Emirati life (including pearl fishing and Bedouin desert life), as well as artifacts from the 3,000- to 4,000-year-old graves at Al Qusais archaeological site.

Being a landlord, managing multiple commercial and residential properties can be a headache. This daunting task will not only cost you peace but you will be left behind in this competitive real estate industry. Why? Well, because your competitors have freed their minds by hiring property managers and are more focused on growing their real estate empires. Emporio offers extensive and top-notch property management services to achieve a hassle-free experience for both landlords and tenants. Maximum ROI for landlords and high-quality and long-term rental facilities for tenants. A win-win situation. Discover more details at One bedroom apartment for rent in Dubai.

Waiting for the ‘unicorn’. Unicorns do not exist in real estate, and finding the perfect property is like finding a needle in a haystack. Looking for perfection can narrow your choices too much, and you might pass over solid contenders in the hopes that something better will come along. But this type of thinking can sabotage your search, says James D’Astice, a real estate agent with Compass in Chicago. How this affects you: Looking for perfection might limit your real estate search or lead to you overpaying for a home. It can also take longer to find a home. What to do instead: Keep an open mind about what’s on the market and be willing to put in some sweat equity, DiBugnara says. Some loan programs let you roll the cost of repairs into your mortgage, too, he adds.

When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can.

Emporio Group has a diverse clientele with a diverse and biggest property pool. From selling to buying to managing your commercial and residential assets, Emporio Group is here, your trusted one-stop real estate solution. To find your dream villa or perfect office location for your business, just contact us and let us help you with our comprehensive and data-driven services. Discover more information at https://www.emporio.ae/.

Get to know Jack Brown @ Invest Islands and some of his achievements

Who is Jack Brown @ Invest Islands and some of his achievements: With a deep-rooted passion for sustainable development, nothing brings Jack more satisfaction than helping investors realise their dreams of owning a slice of paradise and ensuring they exit with an excellent return. Jack is particularly proud of the Invest Islands Foundation who work hard to improve the quality of life of the local communities in Lombok including building a school and building a new recycling centre for waste collected from the ocean.

Invest Islands Jack Brown about investment opportunities in Hong Kong : “Operating across the Asia Pacific region, Invest Islands is a land brokerage company based in Lombok Indonesia, with strategic offices in Hong Kong under Asian Island Group. I currently oversee all of the aspects of the Asian Island Group. I also travel to the development sites and visit the Invest Islands Foundation Charity projects. Additionally, I frequently travel to the plantation field at the foot of Mount Rinjani that supplies fresh fruits and vegetables to the Invest Islands Resort in Torok Bay.”

Nothing brings Jack more satisfaction than helping investors realise their dreams of owning a slice of paradise and ensuring they exit with an excellent return. He is brimming with excitement for the future and has plans to partner with leading resort management companies like Six Senses, now part of the Intercontinental group. He aims to accelerate global marketing and therefore increase occupancy much faster, compared to working with local firms, as well as offering a higher level of maintenance, security and ROI for investors.

Indonesia’s economy is on the rise, helping the country take its rightful position as a major destination for foreign direct investment (FDI). Indonesia is entering a “sweet spot” as a convergence of its young, working population with that of relatively stable inflation and sustained economic growth which in turn is fuelling overall consumer spending. Finally, the country’s resilience during the global financial crisis illustrates the merits of its immense population and economic self-reliance, demonstrating how these factors buck the trend of most other G20 economies.

Going about his work with an infectious smile, Jack fills rare moments of downtime exploring his interest in art as well as travelling to Barcelona, where he invested in property in 2016, and back to Scotland to see friends and family. Read extra info at Jack Brown Invest Islands.

Condo development in Bellevue, WA by JadeKirkland.com

1 bedroom condos in Redmond, WA with home buyer tricks? Create A List Of Amenities – When shopping for a home, list the Top 10 features (fireplace, fenced-in yard, new appliances, etc.) that are most important to you. Establishing this criteria early will save time shopping for inappropriate homes and keep you from buying a home on a whim. Your top reason for buying a home should be the value you are getting. That being said, some of your top 10 amenities could be sacrificed if an incredible value becomes available.

Talking to only one lender. This one is a biggie. First-time buyers might get a mortgage from the first (and only) lender or bank they talk to, potentially leaving thousands of dollars on the table. “A good mortgage loan officer can look at your situation and diagnose any potential roadblocks ahead to give you a clear understanding of your home-buying options,” Arteaga says. How this affects you: The more you shop around, the better basis for comparison you’ll have to ensure you’re getting a good deal and the lowest rates possible. What to do instead: Shop around with at least three different lenders, as well as a mortgage broker. Compare rates, lender fees and loan terms. Don’t discount customer service and lender responsiveness; both play key roles in making the mortgage approval process run smoothly.

Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. JADE will feature 136 homes from below $400,000 to more than $1M. Occupancy 2021. Native to Austria and—having lived in Seattle for more than 20 years— Sabine Jacques is now a full-fledged Seattleite and serves as the Sales Director for JADE Residences in Kirkland. She brings to the team a host of international connections, lifelong experience in luxury goods, and a sincere devotion to providing the best in customer service. Sabine’s experience has given her the opportunity to serve and build trusting relationships with the most prestigious clientele in the world. She trained for and was certified as a master watchmaker before joining Cartier in London, where she perfected the craft of negotiation and the art of the sale. She has built and remodeled her own personal homes and continues to use that experience and understanding of construction and materials—as well as her personal passion and keen eye for design—in her work. Her knowledge and experience as a real estate investor—purchasing and selling her own homes as well as working on behalf of distinguished investor clients—is invaluable, and along with the rest of her career experience, gives her a unique perspective on every project and real estate transaction. Read additional info on https://www.jadekirkland.com/sales-gallery/.

There will be times when you have the opportunity to create more space through proper organization and utilizing it efficiently. There are also some homes that just won’t allow you to store much stuff because there is no attic or basement, and the storage closet outside is relatively small. Millennial attraction to homeownership has grown significantly in recent decades. Mostly because there are now options where a 20% down payment is not the requirement. This gives a much larger pool of buyers the ability to buy a home. Especially, first time home buyers who receive a lot of help!

Since 1977, Johnson Braund, Inc. has designed thousands of premier projects from coast to coast. Providing architecture and interior design services throughout the United States, Johnson Braund delivers some of the most sustainable award-winning design solutions and techniques in the industry. A leading global sales and marketing brokerage firm in the Pacific Northwest,RSIR is a boutique real estate firm of 230+ brokers service branches in downtown Seattle, Bainbridge Island, Kirkland, Issaquah, and Madison Park. RSIR is a leading project marketing specialist currently representing more than $1 billion in new condominium developments planned throughout the Puget Sound region.

JADE is a unique and internationally-inspired collection of condominiums anchored within Kirkland’s nature beauty and fully connected with in-city convenience. Designed by Johnson Braund Architects, the active community will have six stories with expansive glass windows, and over 60 percent of residences will have extended outdoor spaces. Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. Address: 11903 NE 128th St. | Kirkland, Washington 98034. See extra info on new condos in Bellevue, WA.

Home selling tips in Las Vegas, NV

Ways to sell a house in Las Vegas, NV? One of the largest reasons some buyers walk away from a home purchase feeling remorseful is because they don’t consider everything about purchasing real estate before they jump into it. There are common buyer mistakes we address with all of our buyers upfront so they have a highly successful transaction. One thing that many folks don’t want to do is put in the upfront work, studying, and preparation that goes into buying a house. You need to prioritize your needs, and your wants – and if you have a partner you need to communicate together on everything. Maybe one person is ready to buy, and the other isn’t ready just yet.

Assuming you need a 20 percent down payment. The long-held belief that you must put 20 percent down payment is a myth. While a 20 percent down payment does help you avoid paying private mortgage insurance, many buyers today don’t want (or can’t) put down that much money. In fact, the median down payment on a home is 13 percent, according to the National Association of Realtors. How this affects you: Delaying your home purchase to save up 20 percent could take years, and you could limit cash flow that could be put to better use maximizing your retirement savings, adding to your emergency fund or paying down high-interest debt. What to do instead: Consider other mortgage options. You can put as little as 3 percent down for a conventional mortgage (note: you’ll pay mortgage insurance). Some government-insured loans require 3.5 percent down or zero down, in some cases. Plus, check with your local or state housing programs to see if you qualify for housing assistance programs designed for first-time buyers.

Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it.

You want to be able to distinguish your house from other homes for sale on the market and one way to do so is to throw in a few freebies. This can be done by leaving behind some of your personal property that is valued above and beyond what the average home buyer in your home’s price range would typically not be able to afford. These items can range from a big screen smart TV to high-quality stainless steel kitchen appliances. If you live near a lake or a golf course, you may want to throw in a fishing motorboat or a golf cart. Find additional details at I need to sell my property for cash in Las Vegas.

Some people buy properties in Las Vegas, NV because it’s an awesome travel attraction. In old downtown Las Vegas, Fremont Street is a pedestrian-only area with all kinds of unique sites. A five-block section of Fremont Street is covered over with a canopy of LED lights that illuminate the sky in a spectacle of different colors and designs as you walk below. Known as the Fremont Street Experience, each night a fantastic music and visual show takes place overhead. Street performers and special entertainment acts often perform outdoors in this area. Fremont Street is in downtown Las Vegas, a few kilometers from the Strip. It is best to take a taxi to reach this area. Or, if you want to truly experience Las Vegas at night, take the 3.5-hour Las Vegas Lights Night Tour, which includes the Fremont Street light show and highlights along the Strip.

Quite often investors are willing to pay cash for a home and with the recent tightening of financial restrictions, coupled with the growing number of complaints about low appraisals, having a cash buyer has become even more appealing. “I Need To Sell My House Fast In Las Vegas!” No worries… we can assist you. We Buy Houses Anywhere In Las Vegas And Other Parts of Nevada, And At Any Price. Click here: Check Out How Our Process Works. We’re Ready To Give You A Quick Fair Offer For Your House! We’re Truly Here To Help You Make The Best Decision. Find more details at www.gr8housebuyers.com.

Buy villas in Lekki, Lagos

Lekki Lagos, Nigeria real estate listings: The Cash Involved: An individual doesn’t have to be wealthy to spend on real estate. Though many main players have achieved sufficient wealth, most of them nonetheless took risks with their cash. A business endeavor is all the time a risk. Either you profit otherwise you lose some.

Nest on our list is the spectacular Ikeja City Mall; owned and developed by Broll Property Services, the mall was built in December 2011. The shopping centre comprises of 100 stores with a desirable mix of retailers trading renowned quality brands. You will not only be spoilt for choice of shops and the best meals, there are fun centres for kids to play in as well as a cinema for you to enjoy some quality movie viewing. Ready to have the night of your life?! Then put your party shoes on, because quilox is switching the temperature up. It’s the place to be on a Friday night in Lagos. The club, popular among celebrities and socialites, is described by many as addictive. Whether it’s a party for 4 or 400, at Quilox, you are sure to have a fun time with the booming bass and all the debonair party lovers in Lagos.

It’s possible to arrange various water-based activities through local providers in Lagos. Look into Kayak Lagos, Optimel Water Sports and Lagos Fishing Charters, which offers sport fishing charters in the Gulf of Guinea. Another appealing way to enjoy an action-packed day on the beach is to arrange the “daycation” package at La Campagne Tropicana Beach Resort. It gives you access to a private beach, swimming pools and a mangrove forest where you can spot monkeys and tropical birds. Available activities include family boat cruises, jet ski and kayak rentals, fishing in the lagoon and horseback riding.

Assess your financial situation. You need money to buy a house, and so before you proceed you need to have an idea of your financial situation. You need to save ahead of time so you can have enough and also have an idea of what type of house you can afford and how long you need to save to be able to build your dream house. Creating a checklist of what you will be looking for as you start your house hunt will allow you to turn to logic when faced with the emotions of deciding between different listings. Something you can try is creating 3 columns on your checklist. Read a few more details at https://www.propertypro.ng/property-for-sale/in/lagos/lekki.

There’s no understanding West Africa without learning about the tragic history of the slave trade and the havoc colonial slavers wrecked across the region. A trip to the historic town of Badagry is sure to leave you pensive as you explore relics of this unfortunate chapter of Nigerian (and world) history at the Badagry Black Heritage Museum. Badagry is also a charming town in its own right, and is near some decent beaches, so it makes for another worthwhile daytrip from Lagos. Again, to get there it’s likely best to organize a private driver, though there is at least one company offering tours to locals (click here to check them out).

You may not know a lot about the history of Nigeria until you take a trip to the National Museum located around the Muson Centre in Onikan. The National Museum is a destination of historical and cultural significance in the country, as it has a notable collection of Nigerian art, including statuary, carvings, archaeological, and ethnographic exhibits. Plus, this is a chance to take great selfies here if you are the picture taking type. Located at Lekki Conservation Centre Road in Lekki Peninsula, Lekki Conservation Centre is the best place to see natural savannah habitats and swamp that have wildlife activities.

Lekki, Lagos destinations and real estate picks

Lekki, Lagos destinations and real estate choices? Whether or not you’re familiar with the music and life story of Fela Kuti, a beloved Nigerian musician and activist who pioneered the Afrobeat genre, the Kalakuta Republic Museum is worth a visit. The museum is Kuti’s family home (and final resting place), where personal artifacts and items relating to his career are on display, as is the late megastar’s bedroom, which has been left intact. The museum is run by Kuti’s children, who are often present and willing to discuss Fela’s life and legacy with visitors. The string of islands across which Lagos is built are characterized today by skyscrapers and busy highways, but you can still catch glimpses of the undeveloped lagoons and mangroves that greeted Portuguese explorers in the 15th century. A handful of parks and nature reserves present quiet spots to escape the buzz of Lagos city, as do sandy beaches besides crashing Atlantic waves. Lagos, Ikoyi and Victoria islands all have their own vibe and their own attractions to discover.

Located opposite the three-story Vantage Beach Hotel, Lekki Leisure Lake is the best destination authentic outdoor fun in Lagos. The resort is a safe and tranquil destination suitable for a family outing, a group adventure or even a fun day out with your significant other. At Lekki Leisure Lake you can partake in thrilling adventurous activities like quad biking, jet skiing, zip lining and much more! Elegushi Royal Beach is a private beach owned by the Elegushi Royal family, led by HRM Oba Alayeluwa Saheed Ademola Elegushi. It is arguably the most popular beaches in Lagos. The beach is well known to be the go-to fun place for great meals, nightclubs, and hang out spots. This beach is the perfect spot for picnics, parties or social gatherings.

Located in Iganmu is the architectural masterpiece the National Arts theatre, home to Nigerian entertainment, art, and cultural preservation. The environment is serene and spacious and is a perfect place to unwind during the weekends and vacation for entertainment and relaxation. Plus, there are some nice restaurants and bars in the theatre great for chilling and hanging out with friends. Who wants to show some moves? Yay! Lagos is known for its awesome night life. And let’s make some confession here *in whispers* *the city comes alive as soon as the sun sets*. With lots of clubs at your disposal, you shouldn’t have a hard time having fun. Club Quilox, Club 57, and Spice Route are some of the best clubs to visit in Lagos. See additional info on this website.

Tired of the chaos of Lagos and need a bit of a break? Take a day trip to the nearby Epe Mangroves! There you’ll find a smaller Yoruba community very different than Lagos, including a fascinating fish market you can peruse. But the highlight of any daytrip from Lagos to Epe is definitely going to be taking a small boat or canoeing through the mangroves, where you’ll get a taste of Nigerian nature. Just watch out for the crocodiles! You’ll need to organize a driver for the day, but otherwise most of the tour can be arranged independently.

Charlotte, NC buy and sell properties

North Carolina real estate agency: Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.

Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

Why choose us as your realtors in Charlotte North Carolina? An extensive Knowledge We are the Carolina real estate company with a broad knowledge of the real estate market in Charlotte, North Carolina and beyond. We know every data about the recent sales in Charlotte, the market trends, and the contracts necessary to comply with every real estate law –state or national. We can help you price your property accordingly. In case you’ve not heard, the Multiple Listing Service (MLS) comprises a database of every home for sale. By hiring us, your property would be instantly put up on the MLS in front of so many agents in Charlotte and Carolina. These agents who are on the hunt for properties that might interest their buyers would quickly spot yours. Read a few extra details at Charlotte rental houses.

Waiting for the ‘unicorn’. Unicorns do not exist in real estate, and finding the perfect property is like finding a needle in a haystack. Looking for perfection can narrow your choices too much, and you might pass over solid contenders in the hopes that something better will come along. But this type of thinking can sabotage your search, says James D’Astice, a real estate agent with Compass in Chicago. How this affects you: Looking for perfection might limit your real estate search or lead to you overpaying for a home. It can also take longer to find a home. What to do instead: Keep an open mind about what’s on the market and be willing to put in some sweat equity, DiBugnara says. Some loan programs let you roll the cost of repairs into your mortgage, too, he adds.

Grant Street Realty is located right in the center of Ballantyne in Charlotte, NC. We are the local Charlotte real estate experts. We serve most of our clients in Charlotte and the surrounding areas such Ballantyne, uptown Charlotte, South Park, Pineville, Matthews, Mint Hill, Monroe, Waxhaw, Weddington, Indian Trail, Steel Creek, Lake Willie, Fort Mill, Indian Land, Huntersville, Lake Norman, Davidson, Denver, Cornelius, Mooresville, Kannapolis, and more. Explore a few extra info on grantstreetrealty.com.

Why visit Lagos? plus holiday rental offers

What can you see in Lagos plus short let apartments offers? Tarkwa Bay is sheltered beach located near the Lagos Harbour. It’s a popular with swimmers and water-sports enthusiasts, also home to a welcoming resident community. You’ll love this beautiful island that far removed from the hustle and bustle of Lagos. Tarkwa Bay Beach, unlike most public beaches in Lagos, isn’t often noisy or overcrowded. This makes it a great place for some alone time with your significant other or perhaps a fun day out with your friends. If you are looking for a quiet romantic time, you should visit Tarkwa Bay Beach on a weekday. Though Tarkwa Bay Beach is a small and lesser visited beach, many fun seekers visit it during the weekends, public holidays and festive season.

One of Lagos’ famous landmarks is Freedom Park, a former colonial prison transformed into a park with ponds and fountains, food vendors, an open-air concert stage and a venue for art exhibitions. Some permanent displays detail the history of the location, formerly a slave trading port as well as historic prison. The park is located in the heart of Lagos Island and is one of the most popular hangout spots in Lagos, serving as a gathering place for the community. Evenings are buzzing, with live music attracting a crowd almost every night. Jhalobia Recreation Park and Gardens is one of the most serene spaces in Lagos, an immaculately landscaped, 2-acre green space featuring topiaries, sculptures, fountains, ponds and flower gardens. Various gazebos offer seating and shade.

This open-air entertainment center serves as a next generation of the old Afrika Shrine built by the famous artist cum political activist Fela Kuta in 1970. It showcases some of Fela’s artwork and also serves as a sort of community center. Visit during the day and you’re sure to be greeted by many friendly and chatty locals eager to show you around. Or do like Emmanuel Macron did and come at night during one of the Shrine’s weekend concert events, which are sure to offer you a crazy night out in Lagos. For a real treat, visit Lagos during the annual Felabration festival and feel the Shrine pulse with Afrobeats. It’s located in Ikeja, which means a long drive if you’re staying in the islands, but it’s well worth it (and can be easily combined with the nearby Kalakuta Republic Museum). In my opinion, it’s one of the most fun things to do in Lagos Nigeria! Find even more info at Shorts stays in Lagos Nigeria.

Want to see some class? Or you’d like to get inspiration from classy real estate decked in breathtakingly scenery and structure? Or curious to see the place that’s home to some of Nigeria’s elites? Then, you’d better take a trip to Banana Island. Banana Island is located in Ikoyi and boasts of some of the most expensive real estate in Nigeria; since its home to a lot of Nigerian millionaires and billionaires. Fancy a bowling experience while you’re in Lagos? No problem! Pinpoint Shop 3 located at The Palms Shopping Mall and featuring ten lanes of 10-pin bowling, a full-service bar, billiards, and an arcade is the place to check out! Top destinations in Lagos plus short stays choices?

Europe real estate business recommendations

Europe real estate market strategies? Liveio.com is a new real estate portal focused at helping real estate agents and individuals to sell real estate properties in EU. We will also talk about some real estate market tricks combined with some analysis of 2019-2020 real estate market trends in Europe.

Now that the European Bank officially announced that the interest rates will remain very low, close to 0%, and that the bond-buying programme will end, we have a better picture for 2020 real estate development. Surprisingly or not, this announcement has no major direct impact in the real estate business. Professionals think that even though the rates will remain pretty much the same, for the time being, the rental price and inflation will increase. On the other hand, a geopolitical change can quickly increase the rates and this is why interviewees expect short and long term interest rates to increase a bit. When it comes to the end of the bonds-buying programme we have to be careful that in markets like Spain or Portugal, this might be risky. Since 2008, they have not gone to the capital markets to fund themselves. If they are now going back to capital markets and cannot sell bonds at interest rates of less than 5 or 6%, they cannot fund themselves.

Even if it is expensive and the yields are not high, real estate still offers a cash yield or a net rental income of a few percent; a high return compared to zero interest offered on other assets. But, in a way, it is also dangerous that property prices are supported by this monetary policy of the ECB. The reality is that some emerging markets are in trouble with declining growth rates, turmoil, lower commodity prices, and volatility in currencies. Rich investors from emerging markets are turning to Europe because they had to diversify due to such problems. For a continent that was a complete write-off a decade ago for investors, those same investors are now investing in Europe. Everything we have been predicting is the exact opposite. There are property markets performing well in general with lots of international capital flows. In essence, real estate is equivalent to a secured bond, especially if you buy in the prime property markets in Germany, for example. But anywhere in Europe, you still have the potential for a better economy and higher inflation positively influencing your investment. This is the main reason why real estate in continental Europe and recovering markets has performed so well. See additional info European Real Estate Listings.

Now let’s discuss about several real estate tricks for sellers: List on all websites! Get your listing on Liveio, Zillow, Trulia, Westside Rentals, Redfin, Craisglist and VRBO, just to name a few. Most homebuyers do their own searching online before contacting a real estate agent, so it’s best to get seen early on. Remember that someone looking at Zillow isn’t necessarily looking at Trulia or Craigslist, too. Every website you get your listing on plants another seed of growth and possibility, so use as many as you can. Quick tip: Zillow and Trulia posts should be removed and uploaded again every week. Many people disagree with me, but I think it’s worth the hassle since most phone calls come in during the first two days of a listing. Zillow and Trulia work on time-sensitive platforms that keep the most recent listings at the top, which is where you want to be. The top listings are the ones people see and call about. Make sure to respond instantly to inquiries whenever you can.

We don’t like boundaries. We want to include everyone and everything under one roof. Whether your main intention is to buy, sell or rent property – Liveio’s sophisticated real estate network provides you with an instant view of available properties and agents in your area and a vast part of Europe. In a matter of seconds you’ll have all the information you need to take the first and last step towards the perfect real estate deal. Liveio are specially designed for sellers and prospective buyers to meet. Through Liveio it’s possible to create your own tasteful advertising page that will ensure interest from active buyers. A concept just as beneficial for the private property owner as the professional broker. Source: www.liveio.com.

Co-living space in Taipei and co-living advantages

Did you thought about co-living, especially since you have a new job in Taipei, and you are not sure where to begin? Let’s discuss about it! Or maybe you have been traveling around the world as a nomad or maybe you just began a new class in a Taipei school. Co-living is an idea that is becoming popular around the world. Here are a few benefits of co-living, and see if this is the right choice for you. Let’s take a sneak peak at a few of the benefits of co-living.

In co-housing communities, residents generally develop friendships with one another through the shared community events and spaces. Eventually, these relationships create a supportive network where each resident can rely on another in times of need. For example, families with young children can often share the responsibility of keeping an eye on the children when they’re playing together in the shared spaces. When they’re in need of a caretaker for a short period of time, these families can contact one another and arrange a short stay with their neighbor. In intergenerational communities, the older residents are often part of this supportive network where daily socializing can occur between them and other residents. They can also assist families with keeping an eye on the children in the community. At co-living communities, residents living under one roof will often develop strong friendships with other residents. This creates a bond where each resident will have someone else in the community that they trust and feel comfortable talking to when they’re in need of advice. Depending on the demographics in the household, the residents will either be going through similar life struggles and successes or there will be residents who can share their similar experiences and advice with the others. This is especially helpful for residents who have traveled from another state or country who might not have close friends that they can talk to in person.

The top benefit of co-living is being part of a community. Making friends, connections, seeing people. Anyone who’s has been on the road solo for as little as a couple of months will tell you how difficult it can be to make any sort of relationship. Shared housing space usually offers extra social activities, like movie nights, gaming nights and so on. These events are great for getting to know your housemates in casual settings and lay a foundation for your relationship to grow. Let’s face it, people do co-living to meet new people first and foremost. Check this video for extra info on how co-living can improve your social life.

Where community engagement and privacy go hand-in-hand: While co-living settings involve people living under one roof from different walks of life and offer plenty of opportunities for collaboration and community bonding, it also gives enough and much-needed quiet time and privacy. The smart use of space has made co-living a perfect combination of socialization and privacy. While designing a co-living apartment/buildings, companies and their designers are mindful of optimum utilization of space, building efficiency and convenience while ensuring guest privacy. Use of colors and unique design palettes also play a major role in brightening up the place that a collective group of people can call their home.

Are you afraid of strangers, do you consider yourself an introvert ? Co-living can still overcome your fear of living close or with strangers. Like co-working, co-living still offers you the opportunity to communicate with others on a regular basis. Co-living gives you the chance to exchange ideas with others late in the night or as soon as you wake up in the morning, and covering all day.

Cost of living … co-living is cheaper than serviced apartment or airbnb& hostel. Also, from quality if living per price ratio, co-living is on top. You save a lot of time because to co-living space provider usually takes care of utility services (not all, for Taipei we will introduce you to a co-living space providers that covers almost all), garbage disposal services and so on. So even if you’re living with someone who doesn’t clean up their messes, at least you know it will get cleaned up eventually.

If you are searching for co-living space in Taipei we recommend h-s-h-s-h.com, a top quality Share house Taipei 共居公寓 provider. You can enjoy the intimate services of shared apartments and properly planned public spaces, such as shared kitchens, shared offices, rest spaces, etc. They provide regular professional cleaning and garbage removal, maintain the environment and easily keep a high standard quality of life. You just need to take care of life, h-s-h-s-h.com take care of the rest.